Primary Insurance vs. Secondary Insurance vs. Payer of Last Resort:Primary

Primary Insurance vs. Secondary Insurance vs. Payer of Last Resort:Primary Insurance: My mom’s primary insurance is Blue Cross Blue Shield, and this would be the first payer that is billed for services from her recent knee surgery. “That means you cannot choose which insurance is used when you schedule or receive health care services” (According to UPMC (2019)).Secondary Insurance: As my mom’s secondary insurance, she has is medigap a supplement insurance. This would be the second payer for billed services from her recent knee surgery. “Medigap policies help cover out-of-pocket costs associated in Original Medicare” (According to Medicare.gov (n.d.)).

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